A Public Adjuster is a trained specialist in the field of insurance claims. The Public Adjuster is working for you and representing you regarding your claim to the insurance company. Public Adjusters are not employed by the insurance company, but exclusively by you the policyholder.

When an insured has suffered a loss, whether large or small, the insurance company assumes control of the claim and makes the decisions on the claim. Insurance companies settle a claim according to how they perceive the loss. Most people have difficulty understanding "insurance language" and complicated procedures of insurance claims. A typical policy is very complex and therefore, the insured does not always have the understanding of what is a fair settlement or entitlement regarding their claim. A Public Adjuster can relieve you of the stress, time and hassle associated with the processing of your claim. Public Adjusters are trained professionals in the insurance field. They have experience and knowledge in preparing, estimating and presenting your claim and obtaining everything you are entitled to under your policy.

Because a Public Adjuster is knowledgeable in the requirements of the insurance company, they can prepare the facts and evidence thorough and present your claim expeditiously to accomplish an equitable settlement in your interest.

The Insurance Company Adjuster is there to settle the claim, but for the least amount possible. He is there to save the insurance company dollars. If you go into the claims process and expect the insurance company adjuster to go out of his way to get you a fair deal, you will be sorely disappointed. An insurance company adjuster is not trained or willing to maximize your claim. The insurance company adjuster is an employee who works for a salary and a regular paycheck. He does not have a future if he consistently pays out more than the insurance company expects or would like him to pay.

The Public Adjuster is there to settle your claim for the greatest amount possible. He is there to save you dollars and be fairly reimbursed. He will go out of his way to make sure you are treated fairly and get what you deserve. He is trained to maximize your claim. The Public Adjuster is not an employee, but works for YOU. His future and reputation depends on how he handles your claim.

of the insurance company's settlement, and comes from what the insured collects from the insurance company. Because a more favorable adjustment has been obtained and the settlement has been maximized, the cost is equitable. A Public Adjuster is a specialist in his field in insurance knowledge and in the negotiating of the claim. A competent public adjuster's cost is usually less than an attorney and is specialized to handle your claim.